Lifecycle investment simulation across 200 birth cohorts

This simulation tracks 125 people, one born in each year from 1901 to 2025.

  • Start investing at age 25.
  • Stop at age 65 (or hold through December 2025 if not yet retired).
  • Uses annual returns derived from source: fallback_slickcharts_annual_total_return.
  • Market data coverage in this run: 1926 to 2025.
  • Cohorts with labor-force entry before the first market-data year are excluded.

Cohort outcomes at retirement/end date (monthly $1 investing)

Variant: cohort outcomes by ending portfolio value

Download: Monthly cohort summary CSV.

Interactive stacked lifecycle curves — monthly $1 investing

Pak Shing Ho
Pak Shing Ho
Applied Scientist

Applied Scientist at LinkedIn focused on causal inference and scalable forecasting for long-term business impact.